JADUAL PEMBAYARAN
>> Wednesday, November 18, 2009
KOS PEMBAYARAN YANG AKAN DITOLAK SELEPAS PINJAMAN LULUS.
| Keterangan | Peratus |
| Fee keangotaan Kowamas | RM 50.00 |
| Pembiayaan "Liabiliti" dan Risiko (Koperasi) | 2.0% |
| Pembayaran Koperasi | 4.5% |
| Bayaran Perkhidmatan | 8.5% |
JADUAL BAYARAN BALIK BULANAN
DARI 2 TAHUN KE 8 TAHUN
| RATE | 4.39% | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% | 4.99% |
| TENURE(YEAR) | 2thn | 3thn | 4thn | 5thn | 6thn | 7thn | 8thn |
| LOAN | |||||||
| 3000 | 135.98 | 95.81 | 74.98 | 62.48 | 54.14 | 48.19 | 43.73 |
| 5000 | 226.63 | 159.68 | 124.96 | 104.13 | 90.24 | 80.32 | 72.88 |
| 10000 | 453.25 | 319.36 | 249.92 | 208.25 | 180.47 | 160.63 | 145.75 |
| 15000 | 679.88 | 479.04 | 374.88 | 312.38 | 270.71 | 240.95 | 218.63 |
| 20000 | 906.50 | 638.72 | 499.83 | 416.50 | 360.94 | 321.26 | 291.50 |
| 25000 | 1133.13 | 789.40 | 624.79 | 520.63 | 451.18 | 401.58 | 364.38 |
| 30000 | 1359.75 | 958.08 | 749.75 | 624.75 | 541.42 | 481.89 | 437.25 |
| 35000 | 1586.38 | 1117.44 | 874.71 | 728.88 | 631.65 | 562.21 | 510.13 |
| 40000 | 1813.00 | 1277.44 | 999.67 | 833.00 | 721.89 | 642.52 | 583.00 |
| 45000 | 2039.63 | 1437.13 | 1124.63 | 937.13 | 812.13 | 722.84 | 655.88 |
| 50000 | 2266.25 | 1596.81 | 1249.58 | 1041.25 | 902.36 | 803.15 | 728.75 |
| 55000 | 2492.88 | 1756.49 | 1374.54 | 1145.38 | 992.60 | 883.47 | 801.63 |
| 60000 | 2719.50 | 1916.17 | 1499.50 | 1249.50 | 1082.83 | 963.79 | 874.50 |
| 65000 | 2946.13 | 2075.85 | 1624.46 | 1353.63 | 1173.07 | 1044.10 | 947.38 |
| 70000 | 3172.75 | 2235.53 | 1749.42 | 1457.75 | 1263.31 | 1124.42 | 1020.25 |
| 75000 | 3399.38 | 2395.21 | 1874.38 | 1561.88 | 1353.54 | 1204.73 | 1093.13 |
| 80000 | 3626.00 | 2554.89 | 1999.33 | 1666.00 | 1443.78 | 1285.05 | 1166.00 |
| 85000 | 3852.63 | 2714.57 | 2124.29 | 1770.13 | 1534.01 | 1365.36 | 1238.88 |
| 90000 | 4079.25 | 2874.25 | 2249.25 | 1874.25 | 1624.25 | 1445.68 | 1311.75 |
| 95000 | 4305.88 | 3033.93 | 2374.21 | 1978.38 | 1714.49 | 1525.99 | 1384.63 |
| 100000 | 4532.50 | 3193.61 | 2499.17 | 2082.50 | 1804.72 | 1606.31 | 1457.50 |
| 105000 | 4759.13 | 3353.29 | 2624.13 | 2186.63 | 1894.96 | 1686.63 | 1530.38 |
| 110000 | 4985.75 | 3512.97 | 2749.08 | 2290.75 | 1985.19 | 1766.94 | 1603.25 |
| 115000 | 5212.38 | 3672.65 | 2874.04 | 2394.88 | 2075.43 | 1847.26 | 1676.13 |
| 120000 | 5439.00 | 3832.33 | 2999.00 | 2499.00 | 2165.67 | 1927.57 | 1749.00 |
| 125000 | 5665.63 | 3992.01 | 3123.96 | 2603.13 | 2255.90 | 2007.89 | 1821.88 |
| 130000 | 5892.25 | 4151.69 | 3248.92 | 2707.25 | 2346.14 | 2088.20 | 1894.75 |
| 135000 | 6118.88 | 4311.38 | 3373.88 | 2811.38 | 2436.38 | 2168.52 | 1967.63 |
| 140000 | 6345.50 | 4471.06 | 3498.83 | 2915.50 | 2526.61 | 2248.83 | 2040.50 |
| 145000 | 6572.13 | 4630.74 | 3623.79 | 3019.63 | 2616.85 | 2329.15 | 2113.38 |
| 150000 | 6798.75 | 4790.42 | 3748.75 | 3123.75 | 2707.08 | 2409.46 | 2186.25 |
DARI 9 TAHUN KE 15 TAHUN
| RATE | 4.99% | 4.99% | 5.99% | 5.99% | 5.99% | 5.99% | 5.99% |
| TENURE(YEAR) | 9thn | 10thn | 11thn | 12thn | 13thn | 14thn | 15thn |
| LOAN | |||||||
| 3000 | 40.25 | 37.48 | 37.70 | 35.81 | 34.21 | 32.83 | 31.64 |
| 5000 | 67.09 | 62.46 | 62.84 | 59.68 | 57.01 | 54.72 | 52.74 |
| 10000 | 134.18 | 124.92 | 125.67 | 119.36 | 114.02 | 109.44 | 105.47 |
| 15000 | 201.26 | 187.38 | 188.51 | 179.04 | 171.03 | 164.16 | 158.21 |
| 20000 | 268.35 | 249.83 | 251.35 | 238.72 | 228.04 | 218.88 | 210.94 |
| 25000 | 335.44 | 312.29 | 314.19 | 298.40 | 285.05 | 73.60 | 263.68 |
| 30000 | 402.53 | 374.75 | 377.02 | 358.08 | 342.32 | 328.32 | 316.42 |
| 35000 | 469.62 | 437.21 | 439.89 | 417.76 | 399.07 | 383.04 | 369.15 |
| 40000 | 536.70 | 499.67 | 502.70 | 477.44 | 456.08 | 437.76 | 421.89 |
| 45000 | 603.79 | 562.13 | 565.53 | 537.13 | 513.09 | 492.48 | 474.63 |
| 50000 | 670.88 | 624.58 | 628.37 | 596.81 | 570.10 | 547.20 | 527.36 |
| 55000 | 737.97 | 687.04 | 691.21 | 656.49 | 627.11 | 601.92 | 580.10 |
| 60000 | 805.06 | 749.50 | 754.05 | 716.17 | 684.12 | 656.64 | 632.83 |
| 65000 | 872.14 | 811.96 | 816.88 | 775.85 | 741.13 | 711.36 | 685.57 |
| 70000 | 939.23 | 874.42 | 879.72 | 835.53 | 798.13 | 766.08 | 738.31 |
| 75000 | 1006.32 | 936.88 | 942.56 | 895.21 | 855.14 | 820.80 | 791.04 |
| 80000 | 1073.41 | 999.33 | 1005.39 | 954.89 | 912.15 | 875.52 | 843.78 |
| 85000 | 1140.50 | 1061.79 | 1061.79 | 1014.57 | 969.16 | 930.24 | 896.51 |
| 90000 | 1207.58 | 1124.25 | 1131.07 | 1074.25 | 1026.17 | 984.96 | 949.25 |
| 95000 | 1274.67 | 1186.71 | 1193.91 | 1133.93 | 1083.18 | 1039.68 | 1001.99 |
| 100000 | 1341.76 | 1249.17 | 1256.74 | 1193.61 | 1140.19 | 1094.40 | 1054.72 |
| 105000 | 1408.85 | 1311.63 | 1319.58 | 1253.29 | 1197.20 | 1149.13 | 1107.46 |
| 110000 | 1475.94 | 1374.08 | 1382.42 | 1312.97 | 1254.21 | 1203.85 | 1160.19 |
| 115000 | 1543.02 | 1436.54 | 1445.25 | 1372.65 | 1311.22 | 1258.57 | 1212.93 |
| 120000 | 1610.11 | 1499.00 | 1508.09 | 1432.33 | 1368.23 | 1313.29 | 1265.67 |
| 125000 | 1677.20 | 1561.46 | 1570.93 | 1492.01 | 1425.24 | 1368.01 | 1384.40 |
| 130000 | 1744.29 | 1623.92 | 1633.77 | 1551.69 | 1482.25 | 1422.73 | 1371.14 |
| 135000 | 1811.38 | 1686.38 | 1696.60 | 1611.38 | 1539.26 | 1477.45 | 1423.88 |
| 140000 | 1878.46 | 1748.83 | 1759.44 | 1671.06 | 1596.27 | 1532.17 | 1476.61 |
| 145000 | 1945.95 | 1811.29 | 1822.28 | 1730.74 | 1653.28 | 1586.89 | 1529.35 |
| 150000 | 2012.64 | 1873.75 | 1885.11 | 1790.42 | 1710.29 | 1641.61 | 1582.08 |
| * Kadar keuntungan 4.39% setahun hanya untuk 2 tahun pembiayaan sahaja. | ||||||||||||||||
| * Tidak termasuk yuran bulanan. | ||||||||||||||||
| * Kadar keuntungan adalah tertakluk kepada perubahan semasa tanpa notis. |
